Thousands of people die in vehicle accidents annually, and millions sustain non-fatal injuries. 
Thankfully, not all car accidents result in injuries or deaths.
Some people walk away from an auto collision without any bumps or bruises.
But, can you seek no-injury car accident compensation? Yes, victims of non-injury accidents still have a legal right to seek compensation for vehicle repairs or total car placement.
Read on to know more.
Filing a Lawsuit after a No-Injury Car Accident
If you’re able to survive an accident without any physical injuries, you might still want to pursue compensation for property damage.
The first step toward no-injury car accident compensation is identifying the person or entity responsible for your collision.
You can find out the liable party from a police or insurance company investigation.
It might be just one other driver who is responsible for the accident, or you might face a claim with multiple defendants.
The responsible party may affect the amount of your no-injury car accident compensation.
For example, if the liable driver doesn’t have an insurance cover, you might have to use your own auto insurance coverage plan.
If the at-fault driver possesses auto insurance, you should notify the insurance provider.
After receiving the notification, the insurance company will assign an insurance adjuster to your case.
The adjuster will have the responsibility of communicating with you and the professional mechanic that is fixing your vehicle.
Sometimes, the adjuster might try to tell you that you need to take your car to a specific auto repair shop.
However, that is false. You can select any shop, within reason, to repair your automobile.
Before the repairs start, the insurance agency will request you to give them an estimate from the auto repair shop.
That will help them to know how much the overall repairs will cost.
You should ask the auto-mechanics to use Original Equipment Manufacturer (OEM) parts.
That way, your car will go back to its previous condition.
If you do not, the staff at the auto repair shop may utilize cheaper, sub-standard components to fix your automobile.
What Should You Expect?
Several things can occur at this point in the claims process.
First, the insurance adjuster may agree to pay the cost of repairs after assessing the estimate from the auto repair shop.
If that happens, remember you write to a rental vehicle while the other car is undergoing repairs.
Sometimes, the insurance company may fail to provide a rental car.
If that’s the cause, it should be possible for you to recover the expense of rental from the agency instead.
On the other hand, the insurance provider may determine that your vehicle is a total loss.
They do so by looking up the value of your vehicle from the appropriate website or agency.
A total loss means that the costs of repairs are more than the value of your vehicle.
In such a case, rather than paying for the repairs, the insurer will write you a check for the car’s value.
You might also be eligible for diminished value (DV) of your car if you choose to repair it.
Your vehicle’s DV is the difference between what it was worth before the wreck and its value after repairs.
You should note that a vehicle can lose thousands of dollars of value following an accident, even with appropriate repairs.
Most property damage claims reach a settlement outside the courts.
But, if you are not able to reach a just agreement with the insurance agency, you might need to proceed to court.
Types of Available Compensation
Apart from determining fault and coverage, you also need to understand the forms of compensation that may apply to a non-injury claim.
A non-injury car accident will not qualify for the same types of compensation as one with personal injuries.
A standard personal injury claim may lead to compensation for hospital expenses, pain and suffering, and lost wages.
But, a non-injury claim only offers the plaintiff the right to recover property damage and other extra costs.
You can’t pursue recovery for pain, suffering, or mental anguish in a no-injury claim.
That’s the case even if the incident or claims process is taking a mental toll.
How Can an Attorney Help with Seeking No-Injury Car Accident Compensation
You might think that making a property damage claim with the liable driver’s insurance provider is simple.
However, things can escalate very fast.
A lawyer can guide you through every step of the process of seeking no-injury car accident compensation.
He or she will ensure the insurer is treating you fairly and giving you your rightful remuneration.
For example, an insurance adjuster might tell you that your vehicle is a total loss.
And, write you a check for what your insurer believes is your vehicle’s value.
However, it’s highly likely that the amount the insurer offers you is much lower than what you deserve.
A lawyer can help you research the real value of your vehicle, so the insurer doesn’t compensate you unfairly.
Additionally, your attorney can assist you in calculating any additional losses you incur from the accident.
Such losses include the cost of a rental vehicle and public transport.
